This document is an electronic record as per the requirement of Information Technology Act, 2000 and rules made thereunder pertaining to the provisions of electronic records in various statutes as amended time to time. This electronic record is generated by a computer system and does not require any physical or digital signatures.
This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and Terms of Use for access or usage of the Website.
The domain name www.touchpayinc.com, www.touchpayinc.in, www.touchpayinc.us, www.touchpayinc.ae(hereinafter referred to as "Website") is owned by Touch Payment Services Pvt. Ltd. (LICENCE NUMBER : 151904), a company incorporated under the Companies Act, 2013 having registered office at 203, Mahavir Lok, Above ICICI Bank, Himayath Nagar, Hyderabad - 500029 (INDIA), having branch at 3500 W Devon Avenue, Suite No. 103, Lincolnwood, IL-60712 (USA), having branch in the USA at 5724 N Mozart St, Apt GB, Chicago, IL-60659-4717 (USA), having branch in Dubai at Office #1001, Park Place, Zabeel District, Trade Center Area, SZR Main, Dubai, PO BOX 117636 (UAE) (hereinafter referred as “TouchPay”). All the rights over TouchPay are reserved and protected under the intellectual property rights law of India including logo of the Website and business operated by it.
If you transact on the Website, You shall be subject to the policies that are applicable to the Website for such transaction. Wherever the term "You" or "User" appear to the context shall mean any natural or legal person who has agreed to become a purchaser, seller or remitter on the Website by providing information and Data as required. TouchPayallows the User to browse the Website but does not allow the user to make purchases, sale and remittance without providing the information as required from a natural or legal person for transactions qua 'Foreign Exchange products' on the Website or otherwise. The term "We", "Us", "Our" shall mean Touch Pay Inc for all intents and purposes, unless repugnant to the context.
You also accept and agree to be bound by the policies of TouchPay, as available as public notice on the Websiteor otherwise, as amended from time to time
Use of the Website is available only to persons who can form legally binding contracts under The United States Contract Act, 1872. Persons who are "incompetent to contract" within the meaning of the United States Contract Act, 1872 including but not limited to minors, un-discharged insolvents etc. are not eligible to use the Website. If you are a minor i.e. under the age of 18 years, You shall not be eligible to be a User of the Website and shall not transact on or use the Website. As a minor if you wish to use or transact on the Website, such use or transaction may be made by Your legal guardian or parents on the Website. TouchPayreserves the right to refuse to provide you with access to the Website if it is brought to our notice or if it is discovered that you are under the age of 18 years.
You do agree that if you provide any information that is untrue, inaccurate, not current or incomplete or we have reasonable grounds to suspect that such information is untrue, inaccurate,not current or incomplete, or not in accordance with the present Terms of Use, We shall have the right to refuse your access onthe Website.
When You use the Website or send emails or other data, information or communication to us,You agree and understand that you are communicating with Us through electronic records and You consent to receive communications via electronic records from Us periodically as and when required. We may communicate by email or by such other mode of communication, electronic or otherwise.
The Website is a Foreign Exchange market place, this market place is facilitated by the information technology and programming based electronic platform that Users utilize to get competitive rates of foreign exchange products(Foreign Currency notes, Travelers cheques, Forex Cardsetc. shall be referred to as 'Foreign Exchange Products' herein for all intents and purposes in these present terms of use, unless repugnant to the context) for their personal transactions in accordance with the applicable laws.
TouchPay is not and cannot control in any manner the actual transaction (The stage of the final execution of the confirmed transaction, wherein the channel partner physically or digitally hands over the forex/currency as confirmed to the user in the order shall be termed as actual transaction.) between the Website's Users and its channel partners (The Banks and other financial institutions, which are registered with the RBI for the purpose of foreign exchange and are further associated with TouchPayfor facilitation of transactions qua foreign exchange products for the user shall be referred to as channel partners herein, this term shall also include the foreign exchange branch of TouchPayregistered with the RBI.).
The completion of all booked and confirmed orders placed by the user are subject to availability of the specifically ordered Foreign Exchange products. In case of No-obligation orders we reserve the right to change the transacting rates of the Foreign Exchange Products on the basis of the availability of the specifically ordered Products atthe time of actual transaction.
You agree, undertake and confirm that your use of the Website shall be strictly governed by the following binding principles. You shall not host, display, upload, modify, publish, transmit, update or share any information which:
belongs to another person and to which you does not have any right to do so;
is harmful, harassing, defamatory, obscene, pornographic, invasive of another's privacy, hateful, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever; or unlawfully threatening or unlawfully harassing including but not limited to "indecent representation of women" within the meaningof the Indecent Representation of Women (Prohibition) Act, 1986;
is misleading in any way;
is patently offensive to the online community, such as sexually explicit content, orcontent that promotes hatred or physical harm of any kind against any group or individual;
Involves the transmission of "junk mail", "chain letters", or unsolicited mass mailing or "spamming";
promotes illegal activities or conduct;
infringes upon or violates any third party's rights including, but not limited to, intellectual property rights, rights of privacy (including without limitation unauthorized disclosure of a person's name, email address, physical address or phone number) or rights of publicity];
promotes an illegal or unauthorized copy of another person's copyrighted work, such as providing pirated computer programs or links;
Provides material that exploits people in a sexual, violent or otherwise inappropriate manner or solicits personal information from anyone;
Provides instructional information about illegal activities such as making or buying illegal weapons, violating someone's privacy, or providing or creating computer viruses;
Contains video, photographs, or images of another person (with a minor or an adult).
Tries to gain unauthorized access or exceeds the scope of authorized access to the Website or to profiles, blogs, communities, account information, bulletins, friend request, or other areas of the Website or solicits passwords or personal identifying information for commercial or unlawful purposes from other users.
Engages in commercial activities and/or sales without Our prior written consent such as contests, sweepstakes, barter, advertising and pyramid schemes, or the buying or selling of "virtual" products related to the Website.
Solicits gambling or engages in any gambling activity which We, in Our sole discretion, believe is or could be construed as being illegal;
Interferes with another user's use and enjoyment of the Website or any other individual's User and enjoyment of similar services;
Refers to anywebsite or URL that containsinappropriatematerialfor the Website orviolates the letter or spirit of these Terms of Use.
Harm minors in any way;
violates any law for the time being in force;
Deceives or misleads the addressee/ users about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource; or contains any trojan horses, worms, time bombs, cancel bots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, diminish value of, surreptitiously intercept or expropriate any system, data or personal information;
Threatens the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.
is false, inaccurate or misleading;
directly or indirectly, offer, attempt to offer, trade or attempt to trade in any item, the dealing of which is prohibited or restricted in any manner under the provisions of any applicable law, rule, Regulation or guideline for the time being in force.
shall not create liability for Us or cause Us to lose (in whole or in part) the services of Our internet service provider ("ISPs") or other suppliers.