| Send or Receive Payments | Individual | Business |
|---|---|---|
| Open an Account | Free | Free |
| Monthly Charges | NO | NO |
| Receive Payments | 1% | 2% |
| Send Payments | Free | Free |
| Deposit Payments | Individual | Business |
| Debit Cards/ Credit Cards* | 2.5% | 3.0% |
| UPI/Netbanking | 2.5% | 3.0% |
| Bank/Wire Transfer | Free | Free |
| Withdraw Payments | Individual | Business |
| Withdrawal within India | Free | Free |
| Withdrawal within the United States | Free | Free |
| Withdrawal within UAE | Free | Free |
| Rest of the world | 1% | 1% |
| Currency Conversion | Individual | Business |
| Foreign Exchange** | Free | Free |
Note: ** Foreign exchange rate is the wholesale exchange rate at which we buy our currencies. Exchange rates are adjusted regularly.